On July 29, 2025, the White House released a landmark 166-page report: Strengthening American Leadership in Digital Financial Technology.
For the first time, U.S. federal policy officially embraces the future of decentralized finance (DeFi), dollar-backed stablecoins, and blockchain infrastructure—core pillars that have long defined the Ohanae platform.
As a Special Purpose Broker-Dealer (SPBD) applicant building the first fully compliant marketplace for crypto asset securities, Ohanae is not just aligned with this vision—we are already executing it.
Stablecoins Are Now National Policy — Ohanae Coin (OUSD) Is GENIUS Act Compliant
The report underscores that U.S. dollar-backed stablecoins are essential to maintaining the dollar's global dominance in the digital economy. It directs federal agencies to implement the GENIUS Act, which now serves as the regulatory framework for stablecoin issuance and operations.
"All agencies to which Congress delegated responsibilities under the GENIUS Act should faithfully and expeditiously execute those responsibilities." — Presidential Working Group on Digital Asset Markets
Ohanae Coin (OUSD) is fully GENIUS Act-compliant. It is:
- 1:1 backed by deposits held in Special Reserve Accounts for the exclusive benefit of customers
- Redeemable at any time
- Governed by a reserve formula that ensures systemic solvency and trust
This infrastructure places Ohanae at the forefront of regulated, tokenized cash settlement in U.S. capital markets.
DeFi Is Officially Recognized — Ohanae's Hybrid AMM Model Leads the Way
For the first time, the federal government acknowledges that DeFi infrastructure should be integrated into mainstream finance.
"Policymakers should embrace decentralized finance as an option for individuals and investors." — White House Crypto Report
Ohanae's hybrid automated market maker (AMM) model provides continuous, on-chain liquidity for equity tokens—without the need for a central limit order book or ATS.
Key features of our AMM system include:
- Smart contracts for price discovery, matching, and execution
- Permissioned blockchain rails to ensure compliance, transparency, and auditability
This is exactly the kind of technologically neutral, compliance-forward innovation envisioned in the federal roadmap.
Custodial Infrastructure That Meets Regulatory Expectations
Unlike non-custodial protocols, Ohanae Securities acts as a custodial broker-dealer, maintaining control over customer private keys in full compliance with Rule 15c3-3 and SIPA protections.
Our architecture includes:
- Pre-funded bridge accounts
- Real-time net capital automation
- Strict cash segregation
Ohanae's infrastructure is purpose-built for compliant, scalable settlement of tokenized securities.
No CBDC? No Problem — OUSD Is the Private Sector Answer for Capital Markets
In a major policy shift, the report recommends a ban on any U.S. Central Bank Digital Currency (CBDC), citing concerns around financial surveillance, systemic risk, and monetary control.
This opens the door for regulated private-sector alternatives like Ohanae Coin (OUSD), which:
- Preserves user privacy while meeting BSA/AML obligations
- Enables instant, programmable cash settlement
- Empowers capital markets without compromising American values
OUSD is the digital dollar that Washington supports.
CLARITY Act + Market Structure Reform = A Win for Ohanae
Alongside the GENIUS Act, the CLARITY Act of 2025 is now a cornerstone of the U.S. digital asset framework. It provides clear definitions and regulatory exemptions for crypto asset securities, enabling innovation without compromising investor protections.
Ohanae's model aligns directly with the CLARITY Act:
- Tokenized equity securities issued under Reg A
- Smart contract-based liquidity pools operated as principal market maker
- No ATS or exchange registration required under current interpretations
Together, the GENIUS Act and CLARITY Act create a clear, actionable path for Ohanae to scale and lead.
The Path Forward: Ohanae Is America's Tokenized Securities Platform
We are proud to be building at the intersection of:
- SEC supervision (as a custodial SPBD)
- GENIUS Act stablecoin compliance (via OUSD)
- CLARITY Act regulatory alignment (for crypto asset securities)
- Permissioned DeFi infrastructure (via hybrid AMM settlement)
The White House has declared that America will be the crypto capital of the world.
At Ohanae, we're not just aligned—we're already delivering the next generation of capital markets infrastructure.
Disclaimer
Ohanae Securities LLC is a subsidiary of Ohanae, Inc. and member of FINRA/SIPC. Additional information about Ohanae Securities LLC can be found on BrokerCheck. Ohanae Securities LLC is in discussions with FINRA about exploring the expansion of business lines for the broker/dealer. Any statements regarding abilities of Ohanae Securities LLC are subject to FINRA approval and there are no guarantees FINRA will approve the broker/dealer's expansion.
Ohanae Securities is seeking approval to be a special purpose broker-dealer that is performing the full set of broker-dealer functions with respect to crypto asset securities – including maintaining custody of these assets – in a manner that addresses the unique attributes of digital asset securities and minimizes risk to investors and other market participants. If approved, Ohanae Securities will limit its business to crypto asset securities to isolate risk and having policies and procedures to, among other things, assess a given crypto asset security's distributed ledger technology and protect the private keys necessary to transfer the crypto asset security.